Earnings Disclaimer

Heartfelt Studio Productions, operated by Card Networks Enterprises LLC, makes no guarantee, representation, or warranty of any kind regarding your ability to earn income through our referral program or any other activity associated with our services.

Any income figures, referral amounts, or financial examples referenced on this website — including on our Referral Opportunity page — are illustrative examples only and do not represent typical, average, or guaranteed results.

Your actual results will depend on a wide range of individual factors including, but not limited to, your effort, network, timing, market conditions, and other variables entirely outside our control.

Our referral program offers a $50 referral reward for each eligible customer you refer who completes a qualifying purchase. This is a flat referral fee — not a recurring commission or passive income stream.

Referral rewards are subject to verification and are paid only when a referred customer completes a qualifying purchase. We reserve the right to modify, suspend, or terminate the referral program at any time.

We do not collect or publish data on average referral earnings. Any examples shown — such as earnings calculators or projected income charts — are hypothetical illustrations only, created to help you understand the referral structure. They are not based on actual average earnings of participants.

Some participants may earn referral rewards; others may earn nothing. The examples shown should not be interpreted as a promise or projection of your future earnings.

You are solely responsible for any taxes, fees, or reporting obligations related to referral rewards you receive. Heartfelt Studio Productions and Card Networks Enterprises LLC are not responsible for providing tax advice or documentation related to referral income. Please consult a qualified tax professional regarding your individual situation.

This disclaimer is provided in compliance with the U.S. Federal Trade Commission's guidelines on endorsements, testimonials, and income claims. We are committed to transparency and honesty in all representations made about our referral program.

If you have questions or believe any content on our website makes misleading income claims, please contact us immediately so we can address the concern.

• Results are not guaranteed and will vary.
• Referral rewards are conditional on qualifying purchases.
• This is not an employment or business opportunity offer.
• Past referral results (if any) do not predict future results.

Card Networks Enterprises LLC reserves the right to update or modify this Earnings Disclaimer at any time. Changes will be posted on this page with an updated effective date. Your continued participation in our referral program after any changes constitutes your acceptance of the updated terms.